Board of Directors

Abhiram Seth is at present Managing Director of Aquagri since 2008. Aquagri is an enterprise focused on promoting Aqua Agriculture through self help groups, amongst the coastal communities.


Prior to this, Abhiram was the Executive Director – Exports and External Affairs for PepsiCo India.


Abhiram started his career with Hindustan Lever Limited in 1975. He has Chaired the Water Committee of FICCI and Food Regulatory Committee of CII and has also been the president of CIFTI. He is also actively associated in the Foreign Trade and Agriculture/Food Processing work of various apex bodies of Chambers of Commerce.


Abhiram graduated in Economics from Delhi University, and has done his Masters in Management Studies from Jamanalal Bajaj Institute, Bombay University with specialization in marketing.


Ms. Radhika Haribhakti has over 30 years of experience in Commercial and Investment Banking with Bank of America, JM Morgan Stanley and DSP Merrill Lynch. She has advised several large Corporates and led their IPOs, FPOs, GDR and ADR offerings. She currently heads RH Financial, a boutique Investment Banking Firm focused on M&A and Private Equity. She is also closely involved with issues of women empowerment, financial inclusion and CSR. .


She serves on the Governing Council of Citigroup Micro Enterprise Award and Chairs the Board of Swadhaar Finaccess, which is engaged in providing financial education to economically disadvantaged women.


She is the former Chair of Friends of Women’s World Banking (FWWB) that has supported several start-ups grow into leading Micro Finance Institutions. At FWWB, she was instrumental in introducing the highest standards of governance in the sector.


She has also been a member of CII’s National Committee on Women Empowerment and Bombay Chamber of Commerce’s Task Force on ‘Mumbai as Offshore Financial Centre’.


Ms. Haribhakti was named among the top 50 business women of India by Business Today. .


She holds an MBA from the Indian Institute of Management, Ahmedabad.


James Abraham has over 25 years of experience as management leader in technologycompanies in Americas and South East Asia. He started his career with Bell Canada, developing advanced services and business models for emerging technologies (he helpeddevelop and launch Canada’s first Frame Relay service).


He joined The Boston Consulting Group (BCG) in Toronto in 1994 and has worked in industries as diverse as paper, appliances, oil & gas, and automotive..


In 1998, he moved to Mumbai, India to help lead the office during its early period. In 2000, he moved to Delhi, India to open the office. During this period, the BCG offices in India grew from 18 people to over 180 in 2009.


For more than 10 years with BCG in India, he has been involved in infrastructure development projects in the transport and power sector and core manufacturing. He has worked on projects in roads, buildings, oil & gas, power, and manufacturing, on issues ranging from business planning, acquisitions, organisation, and financial structuring. In 2009, James was a Senior-Partner with BCG, when he left to start and head Sunborne Energy. Sunborne is working to make solar power no more expensive than conventional power, using Indian engineering and development skills. In 2014, he launched SolarArise, which focuses on financing and managing solar-power plants over their life-time. SolarArise aims to turn solar plants into low-risk, lucrative investment vehicles, and so attract the large capital flows necessary to grow the sector. James is a fellow of the Aspen Global Leadership Network, the India-Leadership-Initiative of the Ananta-Aspen Institute, and a moderator of Aspen’s values-based leadership programs.


James earned a Bachelor of Science degree in electrical engineering from the University of Waterloo, an M.B.A. (Palmer Scholar) from Wharton, and an M.A. from Johns Hopkins University.


Sandeep Farias is a Founder and Managing Director of Elevar Equity (, a thesis based investor focused on backing entrepreneurs who deliver essential services to disconnected communities underserved by global networks. He founded Elevar on the view that: “Lack of access to basic services for any individual is really an issue of discrimination and must be challenged. It is imperative that we leverage the power of markets to scale and provide access to life changing services to millions of individuals and communities.” It is this idea that drives Sandeep to provide equity to entrepreneurs who challenge discrimination, help them prove their business model, establish the right governance, and raise additional capital to grow.


Previously, Sandeep founded the India operations of Unitus (a global microfinance accelerator) in 2004 and was Chief Innovation Officer of Unitus in 2007. He conceptualized Unitus’ India strategy, built the India team and launched a number of strategic projects for the organization. Sandeep came to the impact space from Nishith Desai Associates (NDA), one of India’s leading law firms where he founded the firm’s development sector practice, incubated new practice areas and led its corporate law practice. He also established the firm’s offices in Palo Alto, California and Bangalore, India.


Sandeep serves as a Director of Vistaar Finance, Aarusha Homes, Glocal Healthcare, Shubham Housing Finance and Madura Microfinance and has served as a Director of Ujjivan. Sandeep has an integrated Law & Arts Honors Degree from the National Law School of India University in Bangalore, India.


Ash Lilani is Managing Partner and Co-Founder of Saama Capital and serves as non-executive Chairman of Silicon Valley Bank's India business.


Lilani is responsible for sourcing and managing the investments of SVB India Capital Partners and its successor fund, Saama Capital. Previously, he held several executive positions at Silicon Valley Bank including founding and managing its international division, SVB Global, where he developed and managed SVB's global market activities. In this role he set the strategy and oversaw the operation of Silicon Valley Bank’s international subsidiaries in London, Tel Aviv, Bangalore, Mumbai, Beijing and Shanghai. Prior to that, he managed several different domestic businesses for the Bank.


Lilani is a Board member at Vittana, a non-profit facilitating micro loans to students in developing countries, an advisor to the American Indian Foundation, a charter member of TiE, a network for U.S. and Indian entrepreneurs, and was a founder of the U.S.-India Venture Capital Association. In addition, he holds a Bachelor's degree in Finance and Accounting from Bangalore University and has a Master of Business Administration degree from Philadelphia University.


Badri Pillapakkam, Principal, Investments, Omidyar Network India Advisors.


Badri sources and executes investments across the Access to Capital initiative for Omidyar Network India, with a particular focus on financial inclusion, property rights and consumer Internet and mobile organizations. His role builds on his extensive experience in the finance and investing fields.


Immediately before joining Omidyar Network, Badri served as the vice president of investments and fund operations at Xander Advisors, a private equity firm focusing on real estate investments in India. In this role, Badri identified, evaluated, and executed investments and acquisitions; he was also responsible for numerous fund operations, including legal and tax matters surrounding investment in India. Previously, Badri worked in the financial risk management division at Exl Service, a leading provider of business process outsourcing services. He began his career in the assurance and business advisory services division of PriceWaterhouse Coopers India, where he worked on statutory and tax audits, due diligence reviews, and feasibility studies for Indian and multinational companies.


Badri is an associate member of the Institute of Chartered Accountants in India. He graduated with an MBA from the Indian School of Business, where he made the dean's list, and earned his Bachelor of Commerce from the University of Madras.


Sumir Chadha, Co-founder and Managing Director, WestBridge Delaware Advisors LLC.


Sumir has over 15 years of investing experience in India spanning public companies, private equity and venture capital.


Sumir currently serves or has served on the board of many successful investments that he has been instrumental in making including Applabs, GlobalLogic, MarketRx, Pangea3, QuickHeal, Scioinspire, Shaadi, Star Health Insurance and SKS Microfinance.


Sumir is the co-founder of WestBridge Capital and Sequoia Capital India. Prior to that, Sumir was part of the Principal Investment Area at Goldman Sachs & Co, based in New York and Singapore, where he focused on venture capital investments in services and software companies in both the United States and India. He began his career as a management consultant at McKinsey & Co., based in New York and New Delhi.



Sumir served as the Chairman of the Indian Private Equity and Venture Capital Association (IVCA), for which he led the effort to re-write a constitution. Sumir also serves on the India Advisory Board of Harvard Business School, and on the Advisory Board of the Princeton Institute for International and Regional Studies.



Sumir has an MBA (with Distinction) from Harvard University and a BSE degree in Computer Science from Princeton University.


Brahmanand is the Managing Director & Chief Executive Officer at Vistaar Finance.
He is one of the Promoters of Vistaar

He was a Director – Microfinance in Fullerton India, as a core member of the team which conceptualized, developed and started the Microfinance Business from mid 2007.


Prior to that Brahmanand worked in ICICI Group between 1992 and 2007, in the Rural and Microbanking Group with a range of responsibilities covering Strategy to Execution. During this phase, he worked very closely with the microfinance sector, lending to over 80 MFIs in the country with an aggregate exposure of over Rs.3,000 Cr. In his initial years in ICICI he worked for Project Financing in the Agri Business Division, responsible for implementing a special project, namely Agriculture Commercialisation & Enterprise (ACE) programme for USAID.

Brahmanand is a Post-Graduate with M.Sc from University of Agricultural Sciences, Bangalore and qualified CAIIB from Indian Institute of Bankers, Mumbai.


Ramakrishna is the Founder Director & Chief Operating Officer at Vistaar Finance.

He is one of the Promoters of Vistaar


He headed the Microfinance Business of Fullerton India and was a core member of the team which conceptualized, developed and started the Microfinance Business from early 2008. .


Prior to this he was responsible for coordinating the rollout of Fullerton India's 800-branch network encompassing technology, people and premises. Prior to this Ramakrishna worked for over 20 years in the Eicher Group, in a variety of sectors including commercial vehicles, tractors and auto components in various functions ranging from Sales and Marketing, Strategic Planning and Implementation. He was head of Corporate Strategy, and worked on re-structuring the Eicher Group's portfolio.

Ramakrishna is a Post-Graduate in Industrial Engineering from NITIE, Mumbai and completed his Graduation in Mechanical Engineering from Jawaharlal Nehru Technological University, Kakinada, Andhra Pradesh.





Elevar Equity is a thesis based investor focused on backing entrepreneurs who deliver essential services to disconnected communities underserved by global networks. Core to Elevar’s investment approach is the belief that all people have intrinsic economic and social value. Elevar invests in companies whose products and services unlock this value by enabling disconnected communities to create opportunities for themselves. Elevar’s entrepreneurs have clear vision, deep customer knowledge and know how to harness market forces to build lasting companies and foster economic development.


Saama Capital II, is an India focused venture capital fund and is the independent successor fund to SVB India Capital Partners, I ("SICP"). SICP has been successfully investing in Indian companies since 2006 following a collaborative partner driven approach with diversification across stage and sector. Saama Capital invests in exceptional entrepreneurs and ideas to build great companies, and provides support and strength to entrepreneurs to create billion dollar companies in India. For over six years, the Saama team has been closely involved with many successful Indian companies. This list includes names such as Tutorvista, Naaptol, One97 Communications, iYogi, Shriram EPC, Sula Wines, and Genesis Colors.



Omidyar Network is a philanthropic investment firm dedicated to harnessing the power of markets to create opportunity for people to improve their lives. Omidyar Network has made significant investments in for-profit companies and non-profit organizations that foster economic advancement and encourage individual participation across multiple investment areas, including financial inclusion, entrepreneurship, property rights, consumer internet, mobile and government transparency.


Lok Capital aims at impact investing to promote inclusive growth by supporting the development of social enterprises to deliver basic services to serve the lower income segment in a scalable, affordable and commercially viable manner. Lok seeks to partner with visionary entrepreneurs to take these social enterprises to new levels of sustainability, scalability and professionalism. .



WestBridge Capital leverages both its capital and experience to help companies succeed. A typical investment ranges from $10 million to $80 million, often resulting in a substantial minority equity ownership, second only to the founder in many cases.


WestBridge was co-founded by KP Balaraj, Sumir Chadha, SK Jain and Sandeep Singhal. The same team of four also co-founded Sequoia Capital India. In the last fourteen years, the team has led investments in over 60 companies and oversaw a total investment of over $1.2 billion. The six funds that invested on the advice of the team, have raised over $2.6 billion in capital. The team is one of the most recognized in the industry, and has a combined 50+ years of experience in investing in Indian companies. Armed with this wealth of experience, the team is able to assist its portfolio companies – when required - in many areas including strategy, operations, management recruiting and fundraising.






Sudesh Chinchewadi

Executive Vice President

Chief Financial Officer and Company Secretary

He has more than 18 years of experience in handling the financial, accounting, taxation and compliance functions in various industries. He has worked with reputed MNCs like Coca Cola, Givaudan, Wienerberger prior to joining Vistaar.


He is a Chartered Accountant from The Institute of Chartered Accountants of India and Company Secretary from The Institute of Company Secretaries of India.


Jayaraman V

Executive Vice President

Business Head

He has over 18 years of work experience in Retail Assets/SME sales. He has worked in reputed MNC Banks/NBFC like Standard Chartered Bank, Citigroup and Fullerton India and has handled large businesses/geographies. His last stint was with Accenture in the Credit Service unit.


He is a management graduate with a mechanical engineering background.


Sankar Sastri

Executive Vice President

Chief Risk Officer

He has more than 10 years of experience in Rural Marketing, Banking and Microfinance. His last assignment was with Fullerton India as Asst. Vice President (Risk) for Microfinance business.


He holds a Bachelor’s degree in Horticulture from Tamil Nadu Agricultural University, Coimbatore and Post Graduate Diploma in Management from Xavier Institute of Management, Bhubaneswar.


Mahesh S G

Senior Vice President - Rollout and PIP

He has over 17 years of experience in the Banking and Financial Services industry. He has held various positions in Strategic Planning, Sales & Marketing, Business, Key Accounts Management & Team management etc. in reputed organisations like HDB Financial Services Ltd., DCB Ltd., Fullerton India Credit Co Ltd., Citicorp Finance (I) Ltd. and Sunduram Finance Ltd. for Retail Asset Products like Mortgages, MSME Loans and Personal Loans. He is proficient at analysing market trends & establishing Business strategies.


He is a graduate in Economics from St. Joseph’s college for Arts & Science College, Bangalore University.


Dr. Ashok Nagpal

Vice President

Head - Strategic Initiatives

He has over 8 years experience in Veterinary Life Sciences, Livelihood Services/New Initiatives in Rural Finance and Risk Management in Financial Services.


He is a Veterinarian with Post-Graduate Diploma in Agri-Business Management from IIM- Ahmedabad.


Mohan K Pattabhiraman

Senior Vice President

Head of Internal Audit

He has over 23 years of experience in manufacturing, trading, services and hospitality sectors in reputed organizations like AFL Limited, DTDC Courier & Cargo Limited in India and Sumaria Group, Triton Group and Insignia Limited in Eastern and Western Africa regions.


He is a commerce graduate and is a trained, certified Business Excellence Assessor (EFQM Model). He is one among the very few certified trainers of The Institute of Internal Auditors, USA and has conducted many trainings and workshops on above disciplines at various seminars and conferences overseas.


He specializes in Internal Audit, Risk Assessment, Fraud Examination and Investigation and Corporate Governance. Mohan has been recognized for valuable contribution to the Internal Audit Profession in Tanzania as a founder & Board Member of Institute of Internal Auditors, Tanzania during the period 2006-2010.


Lekshmi Bhargavi

Vice President

Head - HR

She has 12 years of experience in the field of Human Resources across several industries like financial services, retail, telecom and media in reputed organizations like Toyota Financial Services India Ltd., Ogilvy & Mather, ING Vysya Bank and Airtel.


She is a commerce graduate with Post-Graduate Diploma in Business Management from SDMIMD – Mysore.


Nikhil Bandi

Senior Vice President

Chief Information Officer

He has over 16 years of IT experience spread across technologies and geographies (US, India and Japan). Prior to Vistaar, he has worked as Asst. Vice president and Head of IT applications for TATA AIA Life Insurance and has managed a canvas of more than 40 business applications across technologies. During his stint with TATA AIA and PATNI (iGate), he has successfully delivered many strategic multi-million dollar projects in Insurance domain.


He holds a Bachelor’s degree in engineering from Bhilai Institute Of Technology, Raipur University and Advanced Diploma in Business Administration from Welingkar Institute of Management Mumbai.